Peace of Mind with a
Financially Stable Insurance Carrier

Insurance is provided through Fair American Insurance and Reinsurance Company (FAIRCO), New York, New York, a subsidiary of Transatlantic Reinsurance Company (TransRe) which is rated A+ (Superior) by A.M. Best with with a Group XV Financial Size Category ($2 Billion or Greater). *The highest A.M. Best rating category



Premium Savings

  • Competitive Rates in a Procedure Based Rating Plan

  • Risk Management Credits

  • Loss Free Discounts & Part-Time Rates

  • $50,000 Medical Waste Legal Defense Coverage Included Available (Included in some states)

  • $30,000 Medicare/Medicaid Fraud Reimbursement Coverage Available





Coverage Second to None

(Not available in all states)



Podiatrists no longer have to deal with “one size fits all” malpractice coverage…

This is not just professional liability; it is coverage designed for the podiatric practice.


  • Consent to Settle Provision

  • Peer Review, Disciplinary Hearings And Other Regulatory Actions (OPD) defense coverage included up to $100,000 Legal Defense Cost

  • Contractual Liability Coverage for HMOs, PPOs, IPAs and Similar Organizations

  • Free Extended Reporting “Tail” Coverage for Retirement after only 5 years of continuous coverage

  • $50,000 Medical Waste Legal Defense Coverage Available (Included in some states)

  • $30,000 Medicare/Medicaid Legal Expense Coverage (Available)







Program Highlights:

  • Free risk management course that qualifies for CME credit for two years.

    • Additional courses for CME credits available for a small fee.

  • Free risk management hotline available 24/7

  • Quarterly Podiatry Risk Management Newsletter

  • Physician Advisory Group




Coverage Highlights:

  • Limits up to $1,300,000 per claim / $3,900,000 aggregate

  • Highest available limits (varies by state)

  • Consent to settle provision

  • $30,000 Medicare and Medicaid Legal Expense Coverage

    • Medical billing audit protection for Medicare and Medicaid Errors & Omissions
    • (optional coverage available in GA, MD, NH, NJ, NY, OH, PA, SC & TX)

  • $50,000 Medical Waste Legal Expense Coverage

    • (included in GA, MD, NY, PA, SC, TX / optional coverage available in NH, NJ, OH)

  • Peer Review, Disciplinary Hearings and Other Regulatory Actions (OPD) defense coverage up to $100,000

  • Supplemental Extended Reporting “Tail” Coverage available.

    • Free Extended Reporting “Tail” Coverage for retirement after only 5 years of continuous coverage (at 55 years of age)

  • Locum Tenens coverage available

  • Contractual liability coverage for HMOs, PPOs, IPAs and similar organizations




Discounts Available For:

  • Completion of free risk management course

  • Leave of absence

  • Part-time practices

  • New podiatrists

  • Loss-free accounts